Christopher R. Carmosino was named President of RBS Business Capital in July 2009. Chris is responsible for all aspects of the delivery of asset-based loans to a national customer base serviced through a dedicated network of offices throughout the United States. Chris joined RBS Business Capital in July of 2006 as Executive Vice President, where he led the Northeast/Mid-Atlantic Region, and also managed RBSBC’s capital market activities on a national basis. Chris spent most of his twenty-three year career in various asset-based lending, leveraged lending and capital market activities. Prior to joining RBSBC, Chris managed the Asset-Based Syndicated Loan team for Bank of America, which was the national leader in asset-based loan syndication. Chris led the Loan Syndication division at Fleet Bank, where he managed a group responsible for loan structuring, distribution and trading, as well as mezzanine and private placements. Previous experience includes various roles in asset-based lending, middle market corporate banking and leveraged finance at Bank of Boston and Fleet. Chris received his MBA from the Fuqua School of Business at Duke University and BA from Colby College.

John Behan brings more than 23 years experience in commercial, asset-based, and precious metals lending to his role as National Portfolio Manager and Senior Credit Manager. Before joining RBS Business Capital, John served as Group Manager for the Northeast Asset Based Lending Group, and Precious Metals Underwriting and Portfolio Manager for Fleet Capital Corporation. Prior to that, he held several senior level positions in portfolio management, analysis and underwriting, and loan administration for Fleet Bank and the former Connecticut National Bank. John is a member of the Turnaround Management Association and Commercial Finance League of Connecticut. John received his B.A. from Emory University and his M.B.A in corporate finance from the University of Hartford.

Tom Hogan has more than 30 years banking experience, and prior to joining RBS Business Capital in 2000 served in various capacities in finance, operations, international, cash management and treasury at Bank of Boston. Tom is the Chief Administrative Officer for the group and functions as the Finance Officer, Operations Manager and Risk Manager. Tom is a graduate of Suffolk University in Boston with a Bachelor’s degree in Business Management.